Getting an appraisal from LandMark Valuation

To a lot of people, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance. Nearly all lenders still call for a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation methods that may seem less expensive than an appraisal. But is securing a mortgage the only reason to get an appraisal? Are there more times when the services of a licensed, independent real estate professional might be helpful? Of course there are.

For real estate appraisals in Two Rivers and Manitowoc County, it's easiest when your order online from LandMark Valuation, just click here.

Appeal your tax assessment in Manitowoc County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your house, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from LandMark Valuation is your best evidence. At LandMark Valuation, we're equipped to assist you in appealing your tax assessment.

Let LandMark Valuation assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

LandMark Valuation can give you a statement regarding the value of your home, and the cost of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially traumatic event for both parties, and it is often even more complicated by the challenging decision of who maintains the home. Regardless of the circumstances, it's prudent to order an appraisal from LandMark Valuation so both parties are fully aware of the true market value of their house.

The parties will have a good idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.

LandMark Valuation can assist you in relocating to or from Manitowoc County

Moving due to a job change can be a real pain, and we understand. We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information regarding any current sales or listings in their area that they want considered during our detailed process.

Selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.