Need an appraisal in Eastern Wisconsin?The top 7 reasons Wisconsin homeowners need LandMark Valuation:
We at LandMark Valuation understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular person not in the real estate business that ordinarily doesn't see an appraisal on a regular basis, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.Challenging a property tax assessmentLet's say you live in an area that is going down -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from LandMark Valuation is your best weapon when challenging your property tax assessment.PMI Removal AppraisalsA popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At LandMark Valuation, we're seasoned in helping people just like you remove undesirable PMI insurance.Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. LandMark Valuation can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a professional double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |
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